Oh o.O
That's cool. I make use of my credit card just to improve my credit card score ( I plan to buy a house in the near future...so I will have to take out some sort of loan)
Haha... Well, auto debit would be a good feature to maintain the credit card and I use that feature, just to be on the safe side.
The interest rate of credit card is a bit too much from what I have heard.
True. However it's not a good idea to keep using it..
Later, it will be difficult to save stuff.... That's why I try to set up a limit for it... To limit my spending
When I tried to cancel my credit card ....my bank relationship manager told me 'Madam, this is a life time free credit card. You don't have to pay the fee for anything. Just keep it with you and don't use it. Isn't that simple? I can't cancel it because it's against the policy'
;_;