That really sucks. I hate my chip card so much. Like, the first time I used it, I didn't even know it was a chip card because it was a replacement for an expired one and I made myself look stupid for trying to swipe it, even though it has the bar to swipe. Just let my swipe my stupid card. I think it's easier than putting your card in a machine and letting it sit there when you can just swipe it and put it away.
I don't recall ever getting something like that...Just double checking on what I feel should be standard, but did you not read the booklet that came with your card explaining the whole chip process?
I don't recall ever getting something like that...
Huh?
Never seen this issue before, and chips have been on credit/debit/bank cards for more than a decade now.
yeah I haven't seen it either, might just be a bad batch of cards that have it.
Depends on the bank.Online banking also does not require a card to login to send money, and check your balance.
Depends on the bank.
ING doesn't require a card for that, but Rabobank and ABN Amro do (unless you use their mobile apps).
At least, that's the case with the Netherlands.
In Japan on the other hand, it's still a good idea to carry around lots of cash.
They might have IC card readers and maybe an option to pay by credit/debit/bank card, but not too often.
Belgium, Poland, UK, and Germany are all keep with card payments too.
But in Greece, you're practically out of luck.
Spain and Italy are a kind of mixed in this case.
Just speaking from my own experience.
Got hacked only once before, and that was after I withdrew a bit of money in a tiny village my father lived.I usually pay in cash at stores to avoid getting hacked and having all my cash stolen from my bank account. Having a card stolen can be difficult to prove that it wasn't you who withdrew all your money into another account, or you used the card to purchase something from a store or website.
Got hacked only once before, and that was after I withdrew a bit of money in a tiny village my father lived.
Shortly after that, I noticed another transaction made in the United States.
Only notified my bank about that, and they immediately believed me, 'cause how can I possibly travel to the other side of the ocean in only a few minutes?
So they blocked that card, and sent me a new one.
And they also refunded me the amount scammers stole from me.
So no, I don't think it's difficult, as long as common sense is still in play.
The guy may use his card a lot more than most people who mainly use their card a few times a week or month, and still use cash to buy small purchases like candy, or they don't trust using their card at a store because many stores had their credit and debit card readers hacked.
More people buy most stuff online because of convenience and cheaper prices. Most online stores accept Paypal, and Giftcards, so they are not taking their cards out much even when at home to look at the numbers on the front and back. Online banking also does not require a card to login to send money, and check your balance.
I know some people really abuse their cards by roughly handling it into the reader or carrying it around in a bad holder.