Chips can fall out of your Credit Card?

Demon_Skeith

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Read this recently, though rare it seems that the chip in your credit card can fall out and when it does that chip could be inserted into a different credit and used as if it was your entire card.

Kind of scary really, though I wish they come up with something better than chip cards.
 
That really sucks. I hate my chip card so much. Like, the first time I used it, I didn't even know it was a chip card because it was a replacement for an expired one and I made myself look stupid for trying to swipe it, even though it has the bar to swipe. Just let my swipe my stupid card. I think it's easier than putting your card in a machine and letting it sit there when you can just swipe it and put it away.
 
That really sucks. I hate my chip card so much. Like, the first time I used it, I didn't even know it was a chip card because it was a replacement for an expired one and I made myself look stupid for trying to swipe it, even though it has the bar to swipe. Just let my swipe my stupid card. I think it's easier than putting your card in a machine and letting it sit there when you can just swipe it and put it away.

Just double checking on what I feel should be standard, but did you not read the booklet that came with your card explaining the whole chip process?
 
I think using glue to attach the chip is not the best way to attach the chip to the card. It maybe better to also use glue, and a screw, so it is less likely to fall out of the card.

Maybe making the card one big solid chip is better than gluing the chip to the card where the chip can unglue itself, or be peeled off.
 
yeah I haven't seen it either, might just be a bad batch of cards that have it.

The guy may use his card a lot more than most people who mainly use their card a few times a week or month, and still use cash to buy small purchases like candy, or they don't trust using their card at a store because many stores had their credit and debit card readers hacked.

More people buy most stuff online because of convenience and cheaper prices. Most online stores accept Paypal, and Giftcards, so they are not taking their cards out much even when at home to look at the numbers on the front and back. Online banking also does not require a card to login to send money, and check your balance.
 
Online banking also does not require a card to login to send money, and check your balance.
Depends on the bank.
ING doesn't require a card for that, but Rabobank and ABN Amro do (unless you use their mobile apps).
At least, that's the case with the Netherlands.

In Japan on the other hand, it's still a good idea to carry around lots of cash.
They might have IC card readers and maybe an option to pay by credit/debit/bank card, but not too often.

Belgium, Poland, UK, and Germany are all keep with card payments too.
But in Greece, you're practically out of luck.
Spain and Italy are a kind of mixed in this case.

Just speaking from my own experience.
 
Depends on the bank.
ING doesn't require a card for that, but Rabobank and ABN Amro do (unless you use their mobile apps).
At least, that's the case with the Netherlands.

In Japan on the other hand, it's still a good idea to carry around lots of cash.
They might have IC card readers and maybe an option to pay by credit/debit/bank card, but not too often.

Belgium, Poland, UK, and Germany are all keep with card payments too.
But in Greece, you're practically out of luck.
Spain and Italy are a kind of mixed in this case.

Just speaking from my own experience.

I usually pay in cash at stores to avoid getting hacked and having all my cash stolen from my bank account. Having a card stolen can be difficult to prove that it wasn't you who withdrew all your money into another account, or you used the card to purchase something from a store or website.

Some of the card readers at stores seem very old, and may contain security problems if the software on them are not well maintained, and have unfixed security problems a lot of cash register computers still use Windows XP.

Some stores also have cash discounts where you pay less for something when you pay with cash, or you don't have to pay the credit and debit card transferring fees.
 
I usually pay in cash at stores to avoid getting hacked and having all my cash stolen from my bank account. Having a card stolen can be difficult to prove that it wasn't you who withdrew all your money into another account, or you used the card to purchase something from a store or website.
Got hacked only once before, and that was after I withdrew a bit of money in a tiny village my father lived.
Shortly after that, I noticed another transaction made in the United States.
Only notified my bank about that, and they immediately believed me, 'cause how can I possibly travel to the other side of the ocean in only a few minutes?
So they blocked that card, and sent me a new one.
And they also refunded me the amount scammers stole from me.

So no, I don't think it's difficult, as long as common sense is still in play.
 
Got hacked only once before, and that was after I withdrew a bit of money in a tiny village my father lived.
Shortly after that, I noticed another transaction made in the United States.
Only notified my bank about that, and they immediately believed me, 'cause how can I possibly travel to the other side of the ocean in only a few minutes?
So they blocked that card, and sent me a new one.
And they also refunded me the amount scammers stole from me.

So no, I don't think it's difficult, as long as common sense is still in play.


It can be difficult to prove local scamming crimes where the criminal lives in the same city, or a nearby city as you. A criminal can make a fake card, and use it to buy a lot of stuff from a store without a modern security camera system, or they can wear a hat and sunglasses which hide most of their appearance, so it maybe difficult to prove the criminal in the video is not you if there is video evidence of the scammer using your bank account.

Sometimes, getting your money back from a scammer may require you to go to court, and hire a lawyer to prove it wasn't you if spent the money if you got scammed locally, or the bank refuse your scam claim.

In some countries, there are very few banks, so the bank can treat its customers poorly like refusing scam claims, and not risk that losing most of their customers because there are very few or no other alternative bank in town.
 
The guy may use his card a lot more than most people who mainly use their card a few times a week or month, and still use cash to buy small purchases like candy, or they don't trust using their card at a store because many stores had their credit and debit card readers hacked.

More people buy most stuff online because of convenience and cheaper prices. Most online stores accept Paypal, and Giftcards, so they are not taking their cards out much even when at home to look at the numbers on the front and back. Online banking also does not require a card to login to send money, and check your balance.

I know some people really abuse their cards by roughly handling it into the reader or carrying it around in a bad holder.
 
I know some people really abuse their cards by roughly handling it into the reader or carrying it around in a bad holder.

I think some of card readers, and ATM machines may more likely damaged cards because the readers were poorly built, and the reader may not have protection to prevent the card from getting scratched and bent if it is the type of card where you insert it into a slot.

Some people may also use a cheap wallet or bad holder which does not hold the card well, or the inside of the holder is non-smooth, and eventually scratch up the card, and scrap off the chip sticker.

The cheaper wallets and holders are also more flexible, so stuff like plastic cards are more likely to bend, and eventually the card chips may peel off from the bending.
 
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