When the bible refers to money being the root of all evil it means that the pursuit of money with drive people into doing sinful actions for money. Wrong doings that normally they wouldn't do. Like how two friends are totally cool for years then suddenly the one friend gets a hold of cash from the other and suddenly uses every trick to not pay up.
Or like when someone gets rich by creating a program called windows so people can use the internet to share information then you fast forward 30 years and he's trying to force injections in everyone and buying up every farm property on the planet to own all of the food for humanity.
Generally poverty comes from mental disorder which creates less success in challenges in life(depressed for example) and/or drug use which causes a lack of care for responsibility, value of life, and reason.
Money is the problem. You know that expression "make money". That's not true. the correct term is "take money" if you have more.
I'm in crime for money here and there and have been for some times of my life. I don't really find it any worse than food companies tricking people with sizing their products smaller secretly. Or say cars that have parts that are built to wreck in a certain amount of time deliberately, or addictive things like coffee for profit.
It's rare to find ethical money.