Do you buy the extra insurance when buying a new tech gadget? Usually it's offered as an extended warranty on an item and also usually, it's more than it's really worth.
We never buy the extra warranty/insurance because of past experience. We compare the price to the item's price and then determine in the past if gadgets broke down enough to be repaired or replaced. It rarely was worth the extra expense. How about with you?
I would if they were not awful. The last time I had insurance I ended up with a $300 fee to replace a broken $400 (new) phone that was 1.5 years old. I am much more of an advocate of buying devices you can afford to replace.
