I already have that money for PS5 stashed. I'm not even counting it in on mineNot too much, might have went over mine this year with the unexpected PS5 purchase
You get more physical games more than the digital one's like my friend Yaramaki .For digital games, it's whatever I have saved in my Switch account. Maybe $40 a year. For physical games between $100 and $120 a year.
You're right about that and also you can easily resell your physical games.I just don't see any useful asset out of a Digital purchase other than sometimes less money to get a game.