Thoughts about business plans?

I can't think of any business which a business plan isn't needed to start it. Even if it's a small business, there must be a plan of its size to start the work with.
 
I come from a family of employees.
So, I never thought about business to be honest. However I did see people going bankrupt and accumulating debts through business and now, I don't think I would ever want that in my life -_-"
 
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